– Jemi nj\u00eb familje q\u00eb kemi shum\u00eb probleme ekonomike, sepse jemi n\u00eb sht\u00ebpi me qera dhe s\u2019kemi t\u00eb ardhura p\u00ebr ta paguar. Im shoq \u00ebsht\u00eb invalid, un\u00eb tashm\u00eb jam pa pun\u00eb. Kam d\u00ebgjuar q\u00eb shum\u00eb familje aplikojn\u00eb p\u00ebr t\u00eb marr\u00eb kredi me interesin zero. Un\u00eb dua t\u00eb marr kredi p\u00ebr t\u00eb marr\u00eb sht\u00ebpi, por n\u00eb bank\u00eb nuk e marr dot, sepse s\u2019kam me se ta paguaj. Cilat familje p\u00ebrfitojn\u00eb k\u00ebt\u00eb lloj kredie? Dua t\u00eb dij, n\u00ebse p\u00ebrfitoj dhe un\u00eb, \u00e7far\u00eb dokumentash duhen? Faleminderit.
\n– E nderuar let\u00ebrshkruese, e kuptoj problemin tuaj, dhe tashm\u00eb kjo lloj dh\u00ebnie kredie \u00ebsht\u00eb v\u00ebn\u00eb n\u00eb zbatim dhe shum\u00eb familje kan\u00eb p\u00ebrfituar nga ky ligj. Qeveria ka parashikuar t\u00eb jap\u00eb kredi me interesin zero gjat\u00eb vitit 2014-2015, prej t\u00eb cilave tashm\u00eb jan\u00eb dh\u00ebn\u00eb disa prej tyre. Por n\u00eb vazhdim\u00ebsi ky projekt parashikon dhe dh\u00ebnien e 3237 kredive t\u00eb zbutura me interes 3 p\u00ebrqind p\u00ebr tri vitet e ardhshme, kurse me interes 4 p\u00ebrqind p\u00ebr t\u00eb nj\u00ebjt\u00ebn periudh\u00eb kohore parashikohen q\u00eb t\u00eb jepen 344 kredi. P\u00ebr t\u00eb gjitha familjet q\u00eb p\u00ebrfitojn\u00eb kredi, jan\u00eb t\u00eb detyruar t\u00eb paguajn\u00eb 3 ose 4 p\u00ebrqind, dhe pjesen tjet\u00ebr e paguan qeveria. Afati i kredidh\u00ebnies \u00ebsht\u00eb 30 vje\u00e7ar dhe b\u00ebhet sipas marr\u00ebveshjes q\u00eb qeveria ka lidhur me nj\u00eb nga bankat e nivelit t\u00eb dyt\u00eb. Aplikimi b\u00ebhet n\u00eb bashkin\u00eb p\u00ebrkat\u00ebse ku ju jetoni. \u00cbsht\u00eb parashikuar q\u00eb, t\u00eb pakten, gjer n\u00eb vitin 2015 ky projekt t\u2019u siguroj\u00eb kushtet p\u00ebr strehimin e 20 p\u00ebrqind t\u00eb familjeve q\u00eb kan\u00eb aplikuar p\u00ebr k\u00ebt\u00eb lloj kredie. Familjet q\u00eb p\u00ebrfitojn\u00eb dhe q\u00eb hyjn\u00eb tek rastet emergjente jan\u00eb k\u00ebto q\u00eb do ju listojm\u00eb m\u00eb posht\u00eb:
\n– Familjet, t\u00eb cilat kan\u00eb mbetur t\u00eb pastreha si rezultat i fatkeq\u00ebsive natyrore dhe p\u00ebrfshirja e tyre n\u00eb k\u00ebt\u00eb iniciativ\u00eb.
\n– Familjet e strehuara m\u00eb par\u00eb n\u00eb objekte shtet\u00ebrore q\u00eb kthehen n\u00eb funksionin e tyre t\u00eb m\u00ebparsh\u00ebm dhe p\u00ebrfshirja e tyre n\u00eb k\u00ebt\u00eb iniciativ\u00eb.
\n-Familjet q\u00eb jan\u00eb n\u00eb skem\u00ebn e ndihm\u00ebs ekonomike si dhe grupeve t\u00eb tjera t\u00eb marxhinalizuara q\u00eb rezultojn\u00eb si t\u00eb pastreh\u00eb dhe p\u00ebrfshirja e tyre n\u00eb k\u00ebt\u00eb iniciativ\u00eb.
\n– Familjet q\u00eb rrezikojn\u00eb t\u00eb mbeten t\u00eb pastreha si rezultat i kushteve t\u00eb v\u00ebshtira higjieno-sanitare, si dhe kushteve t\u00eb pap\u00ebrshtatshme t\u00eb banes\u00ebs dhe p\u00ebrfshirja e tyre n\u00eb k\u00ebt\u00eb iniciativ\u00eb.
\n– Familjet q\u00eb kan\u00eb mbetur t\u00eb pastreha si pasoj\u00eb e vendimeve gjyq\u00ebsore, si dhe p\u00ebrfshirja e tyre n\u00eb k\u00ebt\u00eb iniciativ\u00eb. Nd\u00ebrsa dokumentat q\u00eb duhen p\u00ebr t\u00eb aplikuar jan\u00eb k\u00ebto: \u00c7ertifikat\u00eb e p\u00ebrb\u00ebrjes familjare t\u00eb vitit 1992. \u00c7ertifikat\u00eb aktuale t\u00eb p\u00ebrb\u00ebrjes familjare. \u00c7ertifikat\u00eb lindjeje personale t\u00eb aplikuesit. V\u00ebrtetim banimi nga nj\u00ebsia bashkiake ku k\u00ebrkon strehim, ose lejen e banimit p\u00ebr f\u00ebmij\u00ebt q\u00eb kan\u00eb l\u00ebvizur nga zonat e tjera t\u00eb vendit. V\u00ebrtetim t\u00eb ardhurash (neto t\u00eb familjes). V\u00ebrtetim page p\u00ebr aplikuesin si dhe p\u00ebr t\u00eb gjith\u00eb pjes\u00ebtar\u00ebt e tjer\u00eb t\u00eb familjes, t\u00eb cil\u00ebt jan\u00eb n\u00eb marr\u00ebdh\u00ebnie pune. Dokumentacion nga Organet Tatimore dhe Sigurimeve Shoq\u00ebrore p\u00ebr derdhjen e kontributeve, kur njeri nga an\u00ebtar\u00ebt \u00ebsht\u00eb i vet\u00ebpun\u00ebsuar. V\u00ebrtetim nga Zyra e Ndihm\u00ebs Ekonomike nga nj\u00ebsia bashkiake, n\u00ebse p\u00ebrfitojn\u00eb nga programi i ndihm\u00ebs ekonomike. V\u00ebrtetim nga Zyra e Pun\u00ebs, p\u00ebr personat e p\u00ebrfshir\u00eb n\u00eb programin e pages\u00ebs s\u00eb papun\u00ebsis\u00eb. V\u00ebrtetim nga Sigurimet Shoq\u00ebrore, p\u00ebr personat e dal\u00eb n\u00eb pension. V\u00ebrtetim nga Zyra e Regjistrimit t\u00eb Pasurive t\u00eb Paluajtshme p\u00ebr sip\u00ebrfaqen e pron\u00ebs, kur banesa \u00ebsht\u00eb me sip\u00ebrfaqe n\u00ebn normat e lejuara t\u00eb strehimit. V\u00ebrtetim nga Zyra e Regjistrimit t\u00eb Pasurive t\u00eb Paluajtshme t\u00eb vendit t\u00eb origjin\u00ebs, se nuk figuron e regjistruar asnj\u00eb pron\u00eb, e cila nuk mund t\u00eb p\u00ebrdoret p\u00ebr strehim p\u00ebr familjet q\u00eb kan\u00eb ndryshuar vendbanim p\u00ebr efekt pun\u00ebsimi. Dokument zyrtar t\u00eb celebrimit dhe \u00e7ertifikat\u00ebn personale, p\u00ebr efekt t\u00eb llogaritjes s\u00eb mosh\u00ebs p\u00ebr \u00e7iftet e reja. Vendimin Gjykate p\u00ebr f\u00ebmij\u00ebt n\u00eb ngarkim p\u00ebr \u00e7iftet e divorcuara, V\u00ebrtetim t\u00eb statusit t\u00eb jetimit, n\u00eb ato raste kur e g\u00ebzojn\u00eb k\u00ebt\u00eb status. Vendim nga Komisioni Mjek\u00ebsor p\u00ebr personat me aft\u00ebsi t\u00eb kufizuara, t\u00eb cil\u00ebt trajtohen sipas pik\u00ebs d, neni 5 i Ligjit Nr. 9232, dat\u00eb 13.5.2004. V\u00ebrtetim nga Kadastra e Rrethit n\u00ebse ka p\u00ebrfituar ose jo nga Ligji Nr. 7501, \u201cP\u00ebr tok\u00ebn\u201d, p\u00ebr t\u00eb gjith\u00eb pjes\u00ebtar\u00ebt madhor\u00eb t\u00eb familjes. V\u00ebrtetim nga Zyra e Tatim-Taksave n\u00ebse \u00ebsht\u00eb ose jo subjekt i taks\u00ebs s\u00eb vler\u00ebs s\u00eb shtuar, p\u00ebr t\u00eb gjith\u00eb an\u00ebtar\u00ebt e familjes. V\u00ebrtetim nga Zyra e Urbanistik\u00ebs pran\u00eb Bashkis\u00eb s\u00eb Tiran\u00ebs, llogaris\u00eb dhe Hipotek\u00ebs n\u00ebse ka bler\u00eb ose jo truall nga shteti p\u00ebr nd\u00ebrtim banese, p\u00ebr t\u00eb gjith\u00eb an\u00ebtar\u00ebt e familjes. Deklarat\u00eb personale e noterizuar, ku p\u00ebrfshihen t\u00eb gjitha pikat e m\u00ebsip\u00ebrme dhe kontrat\u00eb qiraje t\u00eb banes\u00ebs ku jetoni.
\nTheksojm\u00eb q\u00eb familjet q\u00eb kan\u00eb m\u00eb shum\u00eb p\u00ebrpar\u00ebsi p\u00ebr t\u00eb p\u00ebrfituar nga kjo lloj kredie jan\u00eb individ\u00ebt dhe familjet q\u00eb klasifikohen p\u00ebr t\u2019u trajtuar me programet sociale, familjet q\u00eb v\u00ebrtetojn\u00eb se nuk kan\u00eb p\u00ebrfituar nga ligji nr. 7652, dat\u00eb 23.12.1992, \u201cP\u00ebr privatizimin e banesave shtet\u00ebrore\u201d. Familjet ku kryefamiljari \u00ebsht\u00eb grua e ve, ose e divorcuar, familjet me nj\u00eb prind\u00ebr q\u00eb kan\u00eb n\u00eb ngarkim f\u00ebmij\u00eb, t\u00eb moshuar q\u00eb kan\u00eb mbushur moshen e pensionit dhe q\u00eb nuk p\u00ebrzgjidhen p\u00ebr t\u2019u strehuar n\u00eb institucionet publike t\u00eb p\u00ebrkujdesit shoq\u00ebrore; Individ\u00ebt me aft\u00ebsi t\u00eb kufizuar, t\u00eb cil\u00ebt g\u00ebzojn\u00eb statusin e t\u00eb verb\u00ebrit t\u00eb grupit t\u00eb par\u00eb, invalid\u00ebt paraplegjik dhe tetraplegjik\u00eb, \u00e7iftet e reja me mosh\u00eb totale deri 55 vje\u00e7, dhe individ\u00ebt me statusin e jetimit q\u00eb kan\u00eb dal\u00eb tashm\u00eb nga jetimorja dhe q\u00eb jan\u00eb gjer n\u00eb moshen 30 vje\u00e7. <\/p>\n","protected":false},"excerpt":{"rendered":"
– Jemi nj\u00eb familje q\u00eb kemi shum\u00eb probleme ekonomike, sepse jemi n\u00eb sht\u00ebpi me qera dhe s\u2019kemi t\u00eb ardhura p\u00ebr ta paguar. Im shoq \u00ebsht\u00eb invalid, un\u00eb tashm\u00eb jam pa pun\u00eb. Kam d\u00ebgjuar q\u00eb shum\u00eb familje aplikojn\u00eb p\u00ebr t\u00eb marr\u00eb kredi me interesin zero. Un\u00eb dua t\u00eb marr kredi p\u00ebr t\u00eb marr\u00eb sht\u00ebpi, por n\u00eb […]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[92],"tags":[],"class_list":["post-2167","post","type-post","status-publish","format-standard","hentry","category-halle"],"_links":{"self":[{"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/posts\/2167","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/comments?post=2167"}],"version-history":[{"count":0,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/posts\/2167\/revisions"}],"wp:attachment":[{"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/media?parent=2167"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/categories?post=2167"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/tags?post=2167"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}