{"id":11521,"date":"2015-12-23T17:30:01","date_gmt":"2015-12-23T16:30:01","guid":{"rendered":"http:\/\/intervista.al\/web\/?p=11521"},"modified":"2015-12-23T13:33:55","modified_gmt":"2015-12-23T12:33:55","slug":"sa-vjetersi-pune-me-duhet-per-pension","status":"publish","type":"post","link":"https:\/\/intervista.al\/web\/2015\/12\/sa-vjetersi-pune-me-duhet-per-pension\/","title":{"rendered":"Sa vjet\u00ebrsi pune m\u00eb duhet p\u00ebr pension?"},"content":{"rendered":"<p><strong>&#8211; Jam A. Shehu, emigrant n\u00eb Itali, i dat\u00eblindjes 1957. Kam vjet\u00ebrsi n\u00eb pun\u00eb me sigurime shoq\u00ebrore gjithsej 16 vite. Q\u00eb nga muaji gusht kam mbetur pa pun\u00eb, sepse firma ku punoja u mbyll. Sa vjet\u00ebrsi n\u00eb pun\u00eb m\u00eb duhet p\u00ebr t\u00eb p\u00ebrfituar pension dhe a mund t\u00eb paguaj sigurim vullnetar? N\u00eb Shqip\u00ebri kam gjith\u00ebsej 14 vite e 6 muaj. A p\u00ebrfitoj ndonj\u00eb pension me k\u00ebt\u00eb vjet\u00ebrsi pune?<\/strong><\/p>\n<p><strong><u>Naim Balluku, Zv. President, p\u00ebrfaq\u00ebsues i deg\u00ebs INAS p\u00ebr Shqip\u00ebrin\u00eb:<\/u> &#8211; <\/strong>I nderuar zoti Shehu, sipas legjislacionit italian, p\u00ebr t\u00eb p\u00ebrfituar pension pleq\u00ebrie n\u00eb Itali duhen p\u00ebrmbushur dy kushte: e para, vjet\u00ebrsia n\u00eb pun\u00eb jo m\u00eb pak se 20 vite dhe e dyta, mosha. Sipas rritjeve, bazuar n\u00eb indeksin e jet\u00ebgjat\u00ebsis\u00eb, p\u00ebr dat\u00eblindjen tuaj, do t\u00eb jet\u00eb mosha 67 vje\u00e7. Ka edhe nj\u00eb mund\u00ebsi tjet\u00ebr p\u00ebr personat q\u00eb jan\u00eb rregjistruar dhe kan\u00eb paguar kontribute mbas dat\u00ebs 01.01.1996. Ata mund t\u00eb p\u00ebrfitojn\u00eb pension dhe me 5 vite kontribute, por mbas mosh\u00ebs 70 vje\u00e7 (k\u00ebt\u00eb vit, 70 vje\u00e7 e 3 muaj). Sigurimi vullnetar sipas legjislacionit italian p\u00ebrsa u p\u00ebrket kritereve t\u00eb lejimit t\u00eb k\u00ebtij sigurimi, ndryshon nga ai shqiptar. Nd\u00ebrsa n\u00eb legjislacionin shqiptar, p\u00ebrfshirja n\u00eb skem\u00ebn e sigurimit vullnetar \u00ebsht\u00eb t\u00ebr\u00ebsisht e liberalizuar, sipas legjislacionit italian, k\u00ebrkohet aplikimi p\u00ebr pjes\u00ebmarrje n\u00eb k\u00ebt\u00eb skem\u00eb dhe miratimi b\u00ebhet vet\u00ebm kur jan\u00eb plot\u00ebsuar disa kritere. Pagesat vullnetare mund t\u00eb b\u00ebhen nga punonj\u00ebsit t\u00eb cil\u00ebt kan\u00eb pushuar ose nd\u00ebrprer\u00eb marr\u00ebdheniet e pun\u00ebs dhe sh\u00ebrben: Plot\u00ebsimin e k\u00ebrkesave t\u00eb sigurimit dhe fondet e nevoj\u00ebshme p\u00ebr t\u00eb arritur t\u00eb drejt\u00ebn e p\u00ebrfitimit t\u00eb pensionit; Rritur sasin\u00eb e pensionit kur t\u00eb lind\u00eb e drejta, n\u00ebse tashm\u00eb jan\u00eb finalizuar k\u00ebrkesat e kontributeve t\u00eb k\u00ebrkuara. \u00c7\u00ebshtja e pagesave vullnetare i n\u00ebnshtrohet p\u00ebrfundimit ose nd\u00ebrprerjes s\u00eb pun\u00ebs, e cila i jep mund\u00ebsi personit t\u00eb interesuar t\u00eb rris\u00eb mas\u00ebn e sigurimit t\u00eb detyruesh\u00ebm. Duke qen\u00eb se llogaritja e pensionit b\u00ebhet n\u00eb baz\u00eb t\u00eb kontributeve t\u00eb paguara gjat\u00eb gjith\u00eb periudh\u00ebs s\u00eb pun\u00ebs dhe jo sipas pagave, si\u00e7 b\u00ebhej m\u00eb par\u00eb, me an\u00eb t\u00eb sigurimit vullnetar, duke paguar p\u00ebr vitet e pun\u00ebs t\u00eb nd\u00ebrprera, shtohet masa e kontributeve t\u00eb paguara dhe rrjedhimisht, edhe masa e pensionit t\u00eb llogaritur.<\/p>\n<p><strong>&#8211; Kushtet p\u00ebr t\u2019u siguruar vullnatarisht n\u00eb Itali jan\u00eb: <\/strong>nuk kryen ndonj\u00eb lloj biznesi si t\u00eb pun\u00ebsuar apo si t\u00eb vet\u00ebpun\u00ebsuar; p\u00ebr periudha t\u00eb shkurtra pushimi pa pages\u00eb p\u00ebr arsye familjare apo studimi; ka p\u00ebrfunduar nj\u00eb kontrat\u00eb me koh\u00eb t\u00eb pjes\u00ebshme. P\u00ebr t\u00eb marr\u00eb autorizimin p\u00ebr t\u00eb vazhduar sigurimin vullnetar, i siguruari duhet t\u00eb p\u00ebrmbush\u00eb nj\u00eb nga k\u00ebrkesat e m\u00ebposht\u00ebme: T\u00eb pakt\u00ebn 5 vjet kontribute (260 jav\u00eb kontribute mujore ose 60 kontribute mujore), pavar\u00ebsisht nga koha e pages\u00ebs s\u00eb tyre; T\u00eb pakt\u00ebn 3 vjet kontribute n\u00eb pes\u00eb vitet q\u00eb paraprijn\u00eb dat\u00ebn e aplikimit. Kur mund t\u00eb b\u00ebhet pagesa? Autorizimi p\u00ebr t\u00eb vazhduar sigurimin vullnetar jepet nga: E shtuna e par\u00eb, pas dat\u00ebs s\u00eb aplikimit p\u00ebr punonj\u00ebsit n\u00eb p\u00ebrgjith\u00ebsi; Dit\u00ebn e par\u00eb t\u00eb muajit, n\u00eb t\u00eb cil\u00ebn aplikimi \u00ebsht\u00eb b\u00ebr\u00eb, n\u00eb rastin e t\u00eb vet\u00ebpun\u00ebsuarve (artizan\u00ebt dhe tregtar\u00ebt). N\u00ebse k\u00ebrkesa \u00ebsht\u00eb dor\u00ebzuar para p\u00ebrfundimit t\u00eb pun\u00ebsimit ose t\u00eb vet\u00ebpun\u00ebsimit, efekti \u00ebsht\u00eb i fiksuar p\u00ebrkat\u00ebsisht n\u00eb t\u00eb shtun\u00ebn e par\u00eb pas p\u00ebrfundimit t\u00eb pun\u00ebsimit apo n\u00eb dit\u00ebn e par\u00eb t\u00eb muajit q\u00eb pason n\u00eb pagesa p\u00ebr artizan\u00ebt dhe tregtar\u00ebt. Mund t\u00eb b\u00ebhen pagesa vullnetare p\u00ebr periudhat q\u00eb jan\u00eb gjasht\u00eb muaj para dat\u00ebs s\u00eb paraqitjes s\u00eb k\u00ebrkes\u00ebs, vet\u00ebm n\u00eb qoft\u00eb se ata nuk jan\u00eb t\u00eb mbuluar tashm\u00eb nga kontribute t\u00eb tjera. Kontributet vullnetare mund t\u00eb paguhen: duke p\u00ebrdorur MAV (Pagesa me njoftim), t\u00eb cilat mund t\u00eb paguhet n\u00eb \u00e7do bank\u00eb pa paguar pagesat shtes\u00eb (komisione). N\u00ebp\u00ebrmjet faqes s\u00eb internetit n\u00eb vvvvvv.inps.it. Pagesat Forumi-Pagesat Vullnetar\u00ebve; online vvvvvv.inps.it n\u00eb faqen e internetit, duke p\u00ebrdorur kart\u00ebn tuaj t\u00eb kreditit; duke telefonuar numrin falas 803 164 dhe p\u00ebrdorur kart\u00ebn e kreditit. Sa paguhet? P\u00ebr punonj\u00ebsit e pun\u00ebsuar, shuma e kontributit \u00ebsht\u00eb javor dhe llogaritet bazuar n\u00eb 52 jav\u00ebt e fundit t\u00eb kontributit t\u00eb k\u00ebrkuar. P\u00ebr t\u00eb vet\u00ebpun\u00ebsuarit (artizan\u00ebt dhe tregtar\u00ebt), shuma e kontributit q\u00eb paguhet \u00ebsht\u00eb mujore dhe llogaritet mbi t\u00eb ardhurat mesatare t\u00eb subjektit, raportuar p\u00ebr q\u00ebllime tatimore mbi 36 muajt e fundit t\u00eb kontributeve p\u00ebrpara dat\u00ebs s\u00eb aplikimit. <strong>P\u00ebr fermer\u00ebt<\/strong>, shuma e kontributit \u00ebsht\u00eb javore dhe \u00ebsht\u00eb e vendosur n\u00eb baz\u00eb t\u00eb t\u00eb ardhurave mesatare t\u00eb tri viteve t\u00eb fundit t\u00eb pun\u00ebs. Nuk mund t\u00eb jet\u00eb m\u00eb pak se ka dh\u00ebn\u00eb p\u00ebr t\u00eb pun\u00ebsuarit. P\u00ebrsa i p\u00ebrket vjet\u00ebrsis\u00eb kontributive q\u00eb keni n\u00eb Shqip\u00ebri, ju informojm\u00eb se bazuar n\u00eb legjislacioni shqiptar, neni 16 i ligjit 104\/2014, p\u00ebrcaktohet sa m\u00eb posht\u00eb: \u201cPersonat e siguruar q\u00eb kan\u00eb plot\u00ebsuar jo m\u00eb pak se 15 vite sigurim shoq\u00ebror, kan\u00eb t\u00eb drejt\u00eb p\u00ebr pension pleq\u00ebrie kur t\u00eb arrijn\u00eb mosh\u00ebn e p\u00ebrcaktuar n\u00eb nenin 92 t\u00eb k\u00ebtij ligji\u201d. P\u00ebr t\u00eb plot\u00ebsuar kushtet p\u00ebr pension pleq\u00ebrie, do t\u2019ju duhet t\u00eb siguroheni n\u00eb skem\u00ebn vullnatare p\u00ebr t\u00eb kompletuar t\u00eb pakt\u00ebn 15 vite kontributive. Masa e kontributeve vullnetare \u00ebsht\u00eb 4752 lek\u00eb n\u00eb muaj. Pra, p\u00ebr 6 muaj, duhet t\u00eb siguroheni p\u00ebr nj\u00eb shum\u00eb prej 28.512 lek\u00eb. Ju sugjerojm\u00eb q\u00eb vullnetarisht t\u00eb siguroni ato vite q\u00eb nuk i keni t\u00eb siguruara edhe n\u00eb Itali, q\u00eb n\u00eb rast t\u00eb lidhjes s\u00eb marr\u00ebveshjes p\u00ebr njohjen reciptoke t\u00eb viteve t\u00eb sigurimeve n\u00eb t\u00eb dy vendet. Ju fal\u00ebnderoj p\u00ebr besimin. Naim Balluku.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8211; Jam A. Shehu, emigrant n\u00eb Itali, i dat\u00eblindjes 1957. Kam vjet\u00ebrsi n\u00eb pun\u00eb me sigurime shoq\u00ebrore gjithsej 16 vite. Q\u00eb nga muaji gusht kam mbetur pa pun\u00eb, sepse firma ku punoja u mbyll. Sa vjet\u00ebrsi n\u00eb pun\u00eb m\u00eb duhet p\u00ebr t\u00eb p\u00ebrfituar pension dhe a mund t\u00eb paguaj sigurim vullnetar? N\u00eb Shqip\u00ebri kam gjith\u00ebsej [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,219],"tags":[],"class_list":["post-11521","post","type-post","status-publish","format-standard","hentry","category-aktualitet","category-pyetje-pergjigje"],"_links":{"self":[{"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/posts\/11521","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/comments?post=11521"}],"version-history":[{"count":0,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/posts\/11521\/revisions"}],"wp:attachment":[{"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/media?parent=11521"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/categories?post=11521"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/intervista.al\/web\/wp-json\/wp\/v2\/tags?post=11521"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}